The Ultimate Guide to Fintech
A curated Canadian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
Canadian Fintech News
Regional stories with direct local relevance
Finofo adds expense & purchasing tools to platform
Finance teams can now handle invoices, expenses and purchase orders in one workflow, while keeping existing cards, banks and ERPs.
Borderless AI buys Cayman Employment for island expansion
Clients hiring in the Cayman Islands can now handle payroll, permits and compliance on one platform after Borderless AI took direct control locally.
Focal AI launches agentic platform for Canadian advisers
Advisers could reclaim hours each week as the new software auto-fills forms, drafts emails and updates records after client meetings.
DCPayments adds Interac e-Transfer to Canadian checkout
Canadian merchants can now take bank-based payments at checkout, cutting card fees and reconciliation work while speeding settlement.
RBC creates unified global transaction banking unit
The reorganisation is meant to deepen corporate relationships and support RBC's push for more operating deposits and fee income.
Canadian fintech investment falls as larger deals dominate
Investment fell by more than 40 per cent year on year as Canadian fintech deals shrank to 47, despite a second-quarter rebound.
Analyst Insights
Research and market analysis connected to Fintech
Google named Gartner leader in enterprise AI assistants
Ripple Treasury expands GSmart AI for finance teams
Coder launches Agent Relay for Cursor in private preview
Shufti wins Gartner honour for global identity coverage
KAST launches Business stablecoin account for firms
Expert Columns
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
From routing to revenue: Why payment orchestration has become a boardroom issue
Southeast Asia's payment rails leave US merchants behind
Global payments got faster. The last mile didn't
Interviews
Interviews and video coverage from the network
AI-powered PropTech listed by Toronto broker Peter Torkan
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: Adyen targets fragmented payments with Intelligent Money Movement
Exclusive: Wagepoint targets Canada's small firms with AI payroll
Recent Fintech News
Canadians fear deepfake fraud ahead of Real-Time Rail
Most Canadians want tighter fraud controls as the new Real-Time Rail could leave less time to block deepfake-driven scams and impersonation.
Canadian tech funding holds steady at USD $2.5 billion
Toronto and Montreal kept most capital flowing to Canada's tech sector, even as first-half deal activity slowed from late 2025.
Where cultural context stands in AI's digital black box
Bias in AI is becoming a business risk as researchers warn English-language models still miss cultural nuance in non-Western markets.
Canadian small businesses unaware of open banking law
Many still share banking logins with advisers as a survey found 82% of owners had not heard of Canada's new open banking law.
Ontario playbook proposes data centres to pay for power
Households should avoid higher power bills as Ontario proposes a playbook, including new data centres, to cover the full cost of electricity.
Paymath targets SaaS firms with embedded payments push
SaaS providers could boost revenue and simplify billing as Paymath offers embedded payments support to firms using aggregator-based platforms.
Shakepay launches bitcoin-backed credit line in Canada
Eligible bitcoin holders in Canada can now access up to CAD $50,000 without selling coins, though collateral calls may follow price swings.
RBC & BMO sell Moneris to Francisco Partners for USD $2bn
The sale hands one of Canada's biggest merchant payment networks to a technology investor, while preserving referral ties with the two banks.
Digital wallets gain ground in Canada, but cards lead
Cards still dominate Canadian spending, but digital wallets now capture nearly a third of online transactions and are set to keep rising.
Real-time rail payments bring Canada into hold-free economy
Consumers and businesses will be able to move money in seconds outside banking hours when Payments Canada launches the RTR next quarter.
Borderless AI launches Alberni for global compliance
Employers hiring across borders could cut legal fragmentation as the new system bundles entity work, compliance tracking and case management.
PGI Canada launches personal guarantee cover for loans
Canadian business owners now have a new way to cap personal losses when lenders enforce personal guarantees on commercial loans.
Chexy & Aeroplan launch mortgage rewards in Canada
Canadian homeowners can now earn travel points on mortgage payments without changing lenders, as Chexy widens its Aeroplan partnership.
Wealthsimple posts CAD $17 billion inflows on banking push
Chequing and spending products helped lift assets under administration to CAD $155.6 billion, with client numbers reaching 3.6 million.
CPPO appoints Wealthsimple, KOHO & ABCorp directors
The move gives Canada's prepaid lobby broader fintech and banking expertise as prepaid rails become central to digital financial services.
RBC & TD launch Swift's new payment scheme in Canada
Canadians getting money from abroad should see fewer deductions and faster arrivals as the new scheme is rolled out on selected routes.
Vena acquires Morpheo AI to boost finance planning
The deal bolsters Vena's push to cut decision delays for finance teams by adding data tools that underpin its Vena Omega layer.
Ramp opens finance platform to Canadian businesses
Canadian firms can now handle cards, expenses and bill payments in one system, as Ramp targets businesses beyond the US.
Orion Digital launches AI investing platform in Canada
Canadian investors can now use an AI-backed service that records the rationale behind each trade and benchmarks decisions against the S&P 500.
Harvest adds Helcim payments for Canadian SMB invoices
Canadian SMBs can now collect overdue invoices more easily as Harvest links reminders directly to Helcim card payments.
